We’re removing the cost of rent arrears and malicious damage.

Ireland is second to only Greece when it comes to rent arrears, with 1 in 5 properties behind on payments. And if you’re relying on rent to cover a mortgage, just a few missed months can put your rental investment at serious risk.

Thankfully, our landlord insurance policy can help.

Available for both existing and prospective tenants, our landlord insurance policy covers you in four unique ways. For one annual premium we will:

1. Reimburse you the defaulted rent for up to 11 months;
2. Provide Residential Tenancies Board (“RTB”) and legal support if necessary to assist in the removal of the non-paying tenant;
3. Reimburse you for malicious damage caused by the tenant when exiting the property; and
4. Provide you with Tenant Check facilities to help you make an informed tenant choice for prospective tenants.

Start your cover today and protect your rental investment, get your personalised online quote by clicking here.

Your rental investment is protected

1. Rent Guarantee

Being a landlord can be stressful enough, without rent arrears stacking up. But when you’re covered by our Rent Guarantee you know we’ll step in to protect your rental investment. Simply follow the protocol set out by the RTB and use your tenant’s deposit to cover the first month of arrears. Then we’ll cover the remaining 11 months to ensure you are not financially affected.

Your tenant’s rent will be paid until the earliest of the following:

1. 11 months rental payments or the claim limit is reached; or
2. one month after you have obtained vacant possession (ensuring you have time to re-let); or
3. The tenant resumes rental payments.

Start your cover today and protect your rental investment, get your personalised online quote by clicking here.

2. RTB Assistance with rental disputes

If you wish to evict a non-paying tenant from your rental property, you must follow RTB guidelines and protocols, which can be time consuming and expensive. To help protect your investment, your policy Includes up to €5,000 plus VAT to provide assistance with the RTB and the legal enforcement of any PRTB Determinations.

As part of your cover, we’ll outline the steps you need to follow as set out by the RTB, guiding you through the process step by step.

We’ll also provide expert help and advice throughout any eviction process, ensuring your property is back in your hands swiftly and with minimum hassle.

Managing non-receipt of rent

As part of your cover, we’ll outline the steps you need to follow as set out by the RTB, guiding you through the process step by step. This service is particularly useful to landlords, as many delays in the RTB process are caused by not following the recommended protocols.

We’ll provide you with template letters and set out the process, timings and notice periods to ensure you avoiding delays right from the outset.

Start your cover today and protect your rental investment, get your personalised online quote by clicking here.

3. Malicious Damage

Even the most amicable of tenant-landlord relationships can end in malicious damage to your rental property. Something as simple as a change in circumstances for your tenant or job-loss can spiral into frustration and anger, leading to rental disputes and sizeable repair bills.

At RentAssured we understand that when your property is involved in a rental dispute, it can cause sleepless nights. That’s why we’ve included Malicious Damage cover in your policy. If your property needs to be repaired as a result of malicious damage, we’ll cover you up to the value of one month’s rent to enable you to repair and re-let the property as quickly as possible.